Blue Cross / Blue Shield
Health Insurance
Recognizing the potential to leverage group size, ESSDACK established a unique group-health insurance pool in 1991. Our insurance pool has also established a stabilization fund, used to buy down premiums for members resulting in more stable rates from one year to the next.
Districts may choose to make individual or family coverage with $700, $1,400, or $2,200 deductibles available to their staff. Districts can also choose to offer an option that includes a Qualified High Deductible with Health Savings Account Option. The deductibles in that plan are either $700, $1,300, or $4,000.
Participation in the ESSDACK insurance consortium is limited to member districts and requires pre-qualification. Application for participation must be made by February 1. Districts wanting additional information should contact our business office.
More details regarding coverage options and district requirements are available online at our Health Insurance Coverage Options document.
Summary of Benefits and Coverage Information 2021-2022